Homeowners Insurance

Protecting your home and property is one of the most important decisions you can make. Find affordable Florida Homeowners Insurance coverage with Statewide Insurance of Florida.  We will help you understand the coverage options that is included in your policy. This will help you make the right insurance decisions for you and your family. Comprehensive Homeowners Protection is essential to your family and your home.

Whats Sets Up Apart?

Our unique deductible installment plan allows homeowners to begin their repairs immediately by paying their deductible in three easy installments
Water Backup
Coverage for damage to your home or personal property resulting from water that backs up through sewers, drains, or overflows from a sump.
Replacement Cost for Personal Property
Provides loss settlement for your personal property on a replacement cost basis rather than an actual cash value basis.
Agricultural Industry
Six (6) regular employees and/or twelve (12) seasonal workers who work more than 30 days during a season but no more than a total of 45 days in a calendar year.
Scheduled Personal Property
Coverage for your valuable appraised items such as jewelry or fine arts
Special Personal Property
Extends personal property coverage for additional risks other than named perils.
Equipment Breakdown
Coverage for physical loss caused by mechanical breakdown, rupture, bursting, implosion, or steam explosion.
Ordinance or Law
Covers increases in the cost to repair your home due to local laws or ordinances.
Identity Theft Expense Coverage
Reimbursement for certain expenses like legal fees or lost wages that result from having your identity stolen.
Increased Loss Assessment
Coverage for assessments charged by your property owners association for damage to communal property.
Dog and Other Animal Liability
Personal liability coverage for loss caused by your animal(s).
Personal Injury
Coverage for personal injury to others, such as false arrest, libel, or slander.
Sinkhole Loss Coverage
Provides coverage for your home and personal property if either becomes damaged as the result of a sinkhole on your property.
Screened Enclosure
Coverage for hurricane loss to screened enclosures and carports.

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