Statewide’s Commercial Auto Insurance offers comprehensive coverage tailored to your business needs. Protect your vehicles, employees, and bottom line with our premier protection.
Bodily Injury Liability
Property Damage Liability
Comprehensive Coverage & Collision Coverage
Uninsured/Underinsured Motorist Coverage
Medical Payments/Personal Injury Protection (PIP)
Rental Reimbursement & Towing and Labor
Commercial Auto Insurance for contractors is designed to protect your business vehicles, employees, and other parties involved in an accident. Coverage typically includes:
- Liability: Covers bodily injury and property damage to others caused by your business vehicles.
- Collision: Pays for repairs to your own vehicles damaged in an accident, regardless of fault.
- Comprehensive: Covers damage to your vehicles from non-collision events like theft, vandalism, or weather.
Non-Owned Vehicle Coverage protects your business when employees use their personal vehicles for work-related tasks. It fills the gap in their personal auto insurance that might not cover business use. This safeguards your business from liability and helps ensure your employees are covered while on company business.
Hired Vehicle Coverage provides insurance for rented or leased vehicles your business uses for construction projects. It ensures these temporary vehicles have the same level of protection as your own fleet, offering peace of mind in case of accidents or damage.
Yes! Equipment and Cargo Coverage can be added to your Commercial Auto policy. This specialized coverage protects your valuable tools, materials, and any inventory you transport during construction jobs.
Commercial Auto Insurance typically doesn’t cover employee injuries. Workers’ Compensation Insurance is a separate policy that provides medical benefits and lost wages for employees injured on the job, regardless of fault.