Safeguard your roofing business from unexpected damages and liabilities with comprehensive Roofers Insurance from Statewide Insurance of Florida. Our tailored policies ensure peace of mind and protect your bottom line.
Workers Comp
Commercial Auto
General Liability
Umbrella Insurance
Comprehensive Risk Management
Protect your business from unforeseen challenges with robust coverage tailored to the roofing industry.
Enhanced Business Reputation
Build trust and credibility with clients by demonstrating a commitment to safety and financial responsibility.
Financial Stability
Safeguard your business from costly lawsuits and property damage, ensuring uninterrupted operations.
Roofing insurance is a specialized type of coverage designed to protect roofing businesses from a variety of risks associated with their operations. This insurance typically includes general liability, which covers property damage and bodily injury caused by the roofer’s work, and may also include coverage for tools and equipment, completed operations, and even vehicle liability. By having comprehensive roofing insurance, businesses can safeguard their financial stability and reputation.
Yes, Workers’ Compensation Insurance is mandatory for roofing businesses in Florida. Florida law requires all construction businesses, including roofing companies, to carry Workers’ Compensation Insurance if they have one or more employees. This coverage provides medical benefits and wage replacement to employees who get injured on the job, ensuring they receive necessary care and financial support during their recovery. Non-compliance with this requirement can result in significant penalties and legal complications for the business.
Professional Liability Insurance, also known as Errors and Omissions (E&O) Insurance, benefits roofers by providing coverage for claims related to professional mistakes, negligence, or failure to perform their services properly. For example, if a roofer makes an error in their work that leads to a leak or other issue, this insurance can cover the costs of repairs, legal fees, and settlements. This type of insurance is crucial for protecting the business from financial losses and maintaining trust with clients.
Yes, roofers can get insurance coverage for subcontractors. It’s essential for roofing businesses to ensure that their subcontractors are covered under their insurance policies to avoid potential liability issues. This can typically be arranged through a general liability insurance policy, which can include an endorsement to cover subcontractors. Additionally, roofing businesses should verify that their subcontractors have their own insurance coverage to provide an extra layer of protection for both parties involved.