Traditional Worker’s Compensation policies are directly obtained by your business from an insurance carrier like Statewide. You manage the program and are responsible for premiums and claims. A Professional Employer Organization (PEO) co-employs your staff, assuming responsibility for payroll, taxes, and often Worker’s Comp. Consider factors like company size, administrative resources, and desired level of control when making this choice.

Several factors influence Worker’s Comp rates, including your industry, business size, claims history, and payroll. Implementing safety programs, maintaining a clean workplace, and returning injured employees to work promptly can help lower your premiums. Statewide can help you identify areas for improvement.

In most Florida workplaces, Worker’s Comp is mandatory. If an employee suffers a work-related injury and you lack coverage, you could face hefty fines, legal action, and be responsible for their medical bills and lost wages. Don’t risk your business’s financial stability – get a free quote for Worker’s Comp with Statewide today!

Statewide Insurance prioritizes a streamlined process. In many cases, you can receive a quote and potentially secure coverage within the same day, allowing you to get protected quickly and efficiently.

In some cases, Florida allows business owners to exempt themselves from Worker’s Comp coverage. However, this exemption only applies to the owner, not employees. It’s crucial to consult with a professional to understand the implications before exempting yourself, as you may be personally liable for any work-related injuries you sustain.

Generally, work-from-home employees are covered by Worker’s Compensation if their job duties arise from their home office and they’re performing work-related tasks. However, specific situations may vary. Statewide can help you determine the appropriate coverage for your remote workforce.