Safeguard your HVAC business from unexpected setbacks with comprehensive insurance coverage from Statewide Insurance of Florida. Our tailored policies ensure your team, equipment, and reputation stay cool under pressure.
Workers Comp
Commercial Auto
General Liability
Umbrella Insurance
Comprehensive Risk Management
Protect your business from unforeseen challenges with robust coverage tailored to the roofing industry.
Enhanced Business Reputation
Build trust and credibility with clients by demonstrating a commitment to safety and financial responsibility.
Financial Stability
Safeguard your business from costly lawsuits and property damage, ensuring uninterrupted operations.
General Liability Insurance is essential for HVAC contractors. It protects your business from claims of bodily injury or property damage caused by your operations. This coverage is crucial if someone is injured on your job site or if your work causes damage to a property. Statewide Insurance of Florida can help you understand the specific risks your HVAC contracting business faces and tailor a General Liability Insurance policy that provides comprehensive protection.
Professional Liability Insurance, also known asErrors and Omissions (E&O) insurance, is vital for HVAC contractors. It safeguards your business from claims alleging mistakes or errors in your HVAC work. This coverage is crucial to protect your reputation and finances. Statewide Insurance of Florida can help you assess your professional liability risks and provide E&O insurance that shields your business from potential lawsuits.
Yes, Workers’ Compensation Insurance is mandatory for HVAC contractors in Florida if you have employees. It provides financial benefits to your employees in case of work-related injuries or illnesses, protecting your business from potential lawsuits. Statewide Insurance of Florida can help you comply with Florida’s Workers’ Compensation Insurance requirements and ensure your employees are adequately protected.
Commercial Auto Insurance is essential for HVAC contractors who use vehicles for business purposes. It covers accidents, theft, and property damage to your vehicles. It also provides liability coverage if your vehicles cause damage to other people or property. Statewide Insurance of Florida can help you select a Commercial Auto Insurance policy that provides the right level of protection for your business vehicles.
Commercial Property Insurance protects your business property, including tools, equipment, and your physical workspace. It safeguards against losses due to fire, theft, vandalism, and other covered perils, helping you recover from unexpected events and maintain business continuity. Statewide Insurance of Florida can help you assess your property risks and develop a Commercial Property Insurance policy that protects your business assets.
While both are essential for HVAC contractors, they cover different aspects of your business:
- General Liability Insurance: Protects against bodily injury or property damage caused by your business operations.
- Professional Liability Insurance: Protects against claims of errors or omissions in your professional services.
Statewide Insurance of Florida can help you understand the nuances of General Liability and Professional Liability Insurance and ensure you have the right combination of coverage to safeguard your HVAC contracting business.