Unexpected events shouldn’t derail your success. Statewide Insurance’s General Liability Insurance provides a safety net, protecting your business from lawsuits, claims, and financial losses.
Bodily Injury & Property Damage
Medical Payments
Personal & Advertising Injury
Defense Costs
In most cases, Florida law doesn’t mandate General Liability Insurance for contractors. However, some municipalities or specific project contracts might require it. It’s crucial to check with local authorities and project specifications for compliance. Regardless of legal requirements, General Liability Insurance offers valuable protection for your contracting business.
Several factors can influence the cost of your General Liability Insurance policy with Statewide Insurance. These may include:
- Industry: The type of contracting work you perform (electrical, plumbing, roofing) can affect your risk profile and pricing.
- Business Size: Larger businesses with more employees might face higher premiums due to increased potential claims.
- Claims History: A clean claims history can lead to lower premiums, while past claims may increase your costs.
- Coverage Limits: The amount of coverage you choose (policy limits for bodily injury and property damage) will affect the premium.
Absolutely! Statewide Insurance provides flexible General Liability coverage options. We can tailor a policy that aligns with your specific contracting needs, ensuring you have the right protection in place.
Statewide Insurance prioritizes a streamlined process. In many cases, you can receive a quote and potentially secure coverage within the same day, allowing you to get protected quickly and efficiently.
General Liability Insurance protects you from claims of bodily injury, property damage, and personal injury arising from your business operations, products, or premises.
Professional Liability Insurance (E&O) protects you from claims of negligence or errors and omissions in your professional services. For contractors, E&O insurance might be necessary depending on your specific services and contractual agreements.